Florida has long been a top destination for homebuyers seeking sunny weather, diverse lifestyles, and no state income tax. While cities like Miami and Orlando have experienced significant increases in home prices, there are still affordable gems scattered across the state. Whether you’re a first-time buyer, retiree, or remote worker, Florida offers a variety of budget-friendly housing options. If you’re searching for the cheapest homes for sale in Florida, this guide highlights 10 affordable properties currently on the market in different regions of Florida, providing a snapshot of what buyers can expect.
Florida Home Prices: The Current Landscape
As of April 2025, the statewide median sales price for single-family existing homes in Florida was $412,734, reflecting a 4% decrease from the previous year. However, this figure varies significantly across different regions:
- Miami-Dade County: The median home value is $680,000, up 4% year-over-year
- Orlando: The median home value is $390,000, a 1.3% increase from last year.
- Tampa Bay: The median home price is $400,000, a 4.3% decrease from April 2024.
These figures highlight the disparities in home prices across the state, offering opportunities for buyers to find affordable homes in less competitive markets.
10 Affordable Homes Across Florida
Davenport, FL
Davenport is an excellent option for buyers looking for affordable homes. Located in the Lakeland-Winter Haven metro area—about an hour east of Tampa—it offers a median home price of around $325,000, which is approximately $75,000 less than in nearby Tampa.
109 Cambria Ave, Davenport, FL
Property Details:
- 4 bed, 4 bath
- 1856 sqft
- Townhouse
This beautifully maintained 4-bed, 3.5-bath corner townhome offers ultimate flexibility—live full-time, use as a vacation home, or generate rental income. The private-entry first-floor suite functions like a self-contained studio, perfect for short-term rentals. Upstairs, you’ll find another primary suite plus two more bedrooms. New kitchen appliances and a newer roof add peace of mind.
View the listing here.
Cape Coral, FL
Cape Coral sits along Florida’s Gulf Coast, just across the Caloosahatchee River from Fort Myers. Compared to many other coastal cities, home prices here are relatively affordable. The trade-off? You may end up paying a premium for homeowners’ insurance due to its coastal location.
2118 Ne 13 Th Pl, Cape Coral, FL
Property Details:
- 3 bed, 2 bath
- 1485 sqft
- 2 parking
This 3-bed, 2-bath property blends style and function with thoughtful upgrades throughout. The covered front porch creates a warm welcome, while the bright open layout features a modern kitchen with granite countertops, tile backsplash, soft-close cabinetry, and stainless steel appliances—perfect for daily living or entertaining. French doors lead to a screened patio with room to add your dream pool and backyard oasis.
View the listing here.
Lady Lake, FL
Located in Central Florida just north of The Villages, Lady Lake offers small-town charm at a lower price point. Its affordability is due to its distance from major metro areas and the presence of older homes and retirement communities. It’s a great pick for buyers seeking affordable homes in a quiet, well-connected setting.
1309 Lester Dr, Lady Lake, FL
Property Details:
Built in 2018, the open floor plan of this charming cottage features a spacious kitchen with a large island, luxury vinyl flooring in the main living areas and baths, carpeted bedrooms, a primary suite with walk-in closet and en suite bath, plus indoor laundry, a two-car garage, screened lanai, and no popcorn ceilings.
View the listing here.
Deltona, FL
Deltona is an inland city just outside of Daytona Beach, offering plenty of single-family home options under $350,000. Its central location and lower cost of living make it an appealing choice for budget-conscious buyers searching for some of the cheapest homes for sale in Florida.
705 Ibis Ave, Deltona, FL
Property Details:
Smart, sustainable living starts here! This move-in-ready 3-bed, 2-bath home features fully paid solar panels (installed 2023) and energy-efficient windows. Major updates offer peace of mind: roof, HVAC, and plumbing. The split floor plan provides privacy with spacious living and dining areas perfect for entertaining. Enjoy the covered patio, fenced yard, and freedom of no HOA. Conveniently located near top schools, shopping, dining, hospitals, beaches, and I-4.
View the listing here.
Citrus County, FL
Lecanto is a quiet community in Citrus County, located in Florida’s northwest region. As one of the most affordable counties in the state, it offers a median home price around $275,000. It’s also an excellent option for buyers seeking proximity to Florida’s scenic Nature Coast.
2902 N Osprey Cove Pt, Lecanto, FL
Property Details:
This 3-bed, 2-bath Treyborn Village home features an open floor plan, eat-in kitchen with upscale appliances, spacious master suite with large closets, and a great room that opens to a screened porch and private backyard with a fire pit. The side-load garage and beautiful curb appeal add to its charm. Black Diamond offers unmatched golf with 3 Tom Fazio courses, including the renowned Quarry course, plus a resort-style pool, gym, tennis, pickleball, fine dining, and endless social events.
View the listing here.
Ocala, FL
Ocala is a scenic inland city in North Central Florida, known as the “Horse Capital of the World” and surrounded by rolling pastures, equestrian estates, and natural springs. With a median home price of around $289,000, it delivers affordable yet picturesque living for buyers seeking value in a vibrant equestrian community.
1841 Ne 38 Th St, Ocala, FL
Property Details:
This updated home sits on a spacious lot with a newer roof, AC, and water heater. The bright and open living room features vaulted white pine ceilings, gas fireplace, and walls of windows. The stunning kitchen shines with granite counters, farmhouse sink, stainless appliances, gas range, and pantry. Retreat to the primary suite with dual closets, barn door, and spa-like walk-in shower.
View the listing here.
Sebring, FL
Sebring is a charming inland city in south-central Florida, nestled around the scenic Lake Jackson and renowned for its historic downtown and the iconic Sebring International Raceway. With a median home price of about $269,450, it offers buyers an affordable mix of lakeside living and vibrant small-town character.
6427 Okinawa Ave, Sebring, FL
Property Details:
Brand-new, ultra-durable 2025 home in Sebring! Built with solid poured concrete and reinforced rebar for maximum hurricane protection—the strongest construction in Highlands County. Impact-rated windows, metal roof, city water, new septic, and 4-zone irrigation add peace of mind. Enjoy an open, flexible layout with premium finishes, ideal for work or play. Centrally located near shopping, Red Beach Lake, and just 60-90 minutes from Lakeland, Orlando, and Tampa.
View the listing here.
Tallahassee, FL
Tallahassee, Florida’s capital, blends Southern charm with a vibrant college town atmosphere. Home to Florida State University and historic neighborhoods like Frenchtown, it offers a mix of culture and community. With a median home price around $329,000, it’s an affordable choice for buyers seeking both urban amenities and suburban peace.
559 Brooke Hampton Dr, Tallahassee, FL
Property Details
Move-in ready townhouse with soaring vaulted ceilings and sleek luxury vinyl plank flooring. Entertain effortlessly in the modern kitchen with stainless steel appliances and open layout. Relax on the charming front porch or unwind on the private back patio. Flexible third bedroom perfect for a home office or guest suite. Spacious 1-car garage and low-maintenance design make life easy. Prime location—only 15 minutes to Midtown Tallahassee and 5 minutes to Southwood’s State Offices. Ideal for professionals, first-time buyers, or small families looking for style and convenience.
View the listing here.
Jacksonville, FL
Jacksonville is one of the largest cities in Florida, yet it has managed to maintain its affordability. With a variety of neighborhoods, a growing job market, and access to beaches and outdoor spaces, it offers great value for buyers looking for affordable homes in a major metro area.
3545 Nightscape Cir, Jacksonville, FL
Property Details
This impeccably maintained end-unit townhome is located in the sought-after Wolf Creek community. Offering over 1000 sq ft of thoughtfully designed living space, it features added privacy and abundant natural light. Upstairs, both bedrooms feature private en-suite baths, ideal for families or roommates.
View the listing here.
11723 W Beaver St, Jacksonville, FL
Property Details:
A rare find in Jax — over 1.5 acres just 15 minutes from town and 30 minutes to the beach! This traditionally built, meticulously maintained home offers a private oasis surrounded by trees and a peaceful creek. Fruit trees, RV/boat pads, an oversized 2-car garage/workshop, and well-kept fencing add versatility. Recent upgrades include a fully renovated kitchen with quartz counters and stainless appliances, updated bath, Anderson windows, and detached office. Close to shopping, dining, Baldwin Riding Trail, the Equestrian Center, and more.
View the listing here.
Why Affordable Homes in Florida Are Still Worth Exploring
Despite rising prices in major cities, Florida remains an attractive destination for homebuyers. The state’s appeal includes:
- No State Income Tax: Florida is one of the few states that does not impose a state income tax, allowing residents to keep more of their earnings.
- Strong Job Growth: Florida’s economy continues to grow, with sectors like tourism, healthcare, and technology driving employment opportunities.
- Diverse Lifestyles: From beach towns to rural retreats, Florida offers a variety of lifestyles to suit different preferences.
Emerging Markets: Cities like Ocala and Sebring are experiencing growth and development, offering potential for long-term value and stability.
Exploring affordable homes in these regions can provide buyers with opportunities to find a home that fits their budget and lifestyle.
Are Florida Homes Right For You?
Even with rising prices in some areas, affordable homes can still be found in Florida with the right approach and research. By considering emerging markets and less competitive regions, buyers can find homes that offer both value and lifestyle benefits. Zoocasa is here to help you explore current Florida listings and connect with local experts to find homes that match your budget and needs.
Ready to find your affordable Florida home? Browse current listings on Zoocasa today.