Author: homegoal.ca
Canadian consumer insolvencies are surging to levels not seen since the financial crisis, despite stronger employment. The Office of the Superintendent of Bankruptcy (OSB) just reported the highest September filings since 2009, countering any recent signs of improvement. If anything, the trend appears to be just getting started. Canadian Insolvencies Surge To Highest Level Since 2009 Canadian Insolvency Filings: September. Source: OSB; Better Dwelling. Canadian consumer insolvencies have resumed climbing. The OSB received 12,668 filings in September, up 10.6% from last year. It was the second-highest ever reported for the month, only surpassed in 2009. The comparison is even more…
Renovating an investment property can increase its value, boost rental income, and attract quality tenants, but only if you approach upgrades strategically. The key is to focus on improvements that deliver strong returns while keeping costs in check. Prioritize high-impact upgrades Focus on renovations that provide the highest return on investment (ROI). Kitchens and bathrooms tend to yield the best returns, as they significantly influence a property’s appeal. Other high-value updates include fresh flooring, modern paint, and addressing any deferred maintenance in highly visible areas. Budget with precision Set a realistic budget for your renovation project. Factor in all costs,…
Realtor.ca is introducing a new feature in Saskatchewan, with listings now displaying a “sold” status once a firm sale is in place. The update, launched Nov. 12, allows consumers to follow a property’s full life cycle, from active to conditional to sold to closed. The Saskatchewan Realtors Association (SRA) says sold prices will be kept private and available only through a Realtor. The change, according to SRA, acts as a “digital sold sign” and will help buyers and sellers better understand market activity in a province where listings often move quickly due to low inventory. Once possession occurs, only basic…
Buttonwood Property Management And Rental Services Is Pleased To Offer A Two Bedroom Two Bathroom Condo Townhouse For Rent Located At 7 Applewood Lane, Toronto ON M9C 0C1 2 Br 2 Ba Condo Townhome For Rent In Sought-After Dwell City Towns Community In Etobicoke. Well Maintained Condo Townhome For Rent With Open Concept Living/Dining Room, New Laminate Floors, Freshly Painted, Modern Kitchen With Breakfast Bar, And Granite Counters. Large Primary Bedroom And Second Bedroom Has a Juliette Balcony. Large Rooftop Patio With Barbeque Hookup. Great Location: Easy Access To The Airport Major Highways Downtown Transit Sherway Gardens Grocery Stores…
The average home buyer has to jump through several financial hoops to secure affordable housing. Professional athletes don’t have that problem. The highest-paid NBA player, Stephen Curry, will earn $59 million this season, which is enough to buy 41 houses in San Francisco. Think that’s excessive? Some players can afford to purchase over 100 homes in their respective cities. But while it might seem like all professional athletes have scored a slam dunk when it comes to housing, not all players earn as much as Curry. In fact, some of the lowest-paid players can hardly afford to buy one median-priced…
Canada’s growth engine has long been small businesses, but the country is all in on large firms. BMO Capital Markets warns that while large firms make up only a small share of total employment, they’ve accounted for virtually all job gains in 2025. The bank cautions that this imbalance is amplifying downturn risks and could slow the next recovery. Canadian Job Growth Driven Entirely By Just 20% of Firms Canada’s job growth is increasingly concentrated in large firms (500+ employees). Canadian firms added 292,000 jobs in 2025, with large firms posting a net gain of 592,000. That’s not a typo—small…
With rising gas prices, costly maintenance fees, and the high cost of a vehicle itself, Canadians are starting to wonder about the pros and cons of a car-free lifestyle. Even in major cities like Toronto, there are some neighbourhoods where having a car is more of a necessity than in others. The most important consideration is whether you can live comfortably without owning one. Is it possible to commute to work, take your kids to daycare and school, run errands, dine out, and enjoy entertainment all on foot or by transit? This new series with highlight the best car-free neighborhoods,…
The Central Lakes Association of Realtors (CLAR) is calling on the federal government to make housing a cornerstone of its plan to rebuild and grow the Canadian Armed Forces (CAF), warning that a chronic shortage of adequate military homes is hurting recruitment, retention and morale. In its new report, CLAR outlines 11 policy measures to modernize, expand, and better manage military and veteran housing. The Bowmanville, Ont.-based association represents more than 2,600 Realtors across Durham Region, Northumberland County, Peterborough County, Kawartha Lakes and Quinte Region — an area that includes CFB Trenton, Canada’s largest Air Force base. “Canada’s ability to…
Re/Max Canada is bolstering its commercial division with the hiring of Toronto-based Damon Conrad, who will lead the charge for growth and modernization on a national scale. Conrad was announced today as vice president of commercial for Re/Max Canada. He most recently served as vice president and general manager of Royal LePage Commercial. He has 20 years of experience in commercial real estate, including roles with Cushman & Wakefield and Second Cup Coffee Co. “(Conrad’s) proven track record in building national platforms, expanding agent networks and delivering strategic leadership across top-tier brands makes him an exceptional addition to our team,”…
Canada’s odds of recession remain above 1 in 3, according to the Bank of Canada’s (BoC) Market Participants Survey (MPS) for Q3 2025. The survey of banks, asset managers, and investment firms shows markets still expect a downturn within 6 months—and optimism is eroding even among the most upbeat respondents. Markets Give 1 In 3 Odds That Canada Enters Recession Within 6 Months The odds of Canada entering a recession remain elevated, according to the latest MPS. The market sees a 1 in 3 (35%) chance of recession within the next 6 months, unchanged from the Q2 2025 survey. Expectations…