Author: homegoal.ca
Canadian debt problems are still surfacing despite a mad dash to slash rates and stimulate growth. Canadian Bankers Association (CBA) data shows mortgages in arrears climbed in January. Since setting a record low a few months ago, the arrears have climbed over 50% to hit the highest rate since 2021. Canadian Mortgage Arrears Today we’re looking at the CBA’s mortgage arrears rate. A selected group of CBA members report the share of their mortgages at least 90 days past due. A loan is technically in arrears when the payment is a day late, but lenders only really begin to worry…
There’s something truly magical about owning a cabin—a peaceful retreat where you can escape the hustle and bustle, reconnect with nature, and create lasting memories. Whether you’re looking for a cozy weekend hideaway, a year-round residence, or a smart investment, cabins offer the rustic charm and slower pace of life that many dream of. You’re in luck if you’re searching for cabins for sale in Newfoundland. From breathtaking oceanfront views to secluded woodland retreats, there’s a cabin for sale in Newfoundland to suit every style and budget. These charming properties capture the province’s beauty and offer the perfect base for…
If there’s any positive fallout from the U.S. threat to annex Canada, it’s the kick-started patriotism now revving up here. With Greenland also in Donald Trump’s sights, similar rallying around national identity is playing out in the Arctic Circle, one of the most remote regions on the planet. This was brought home Friday during the outcry around the unwelcome visit to Greenland by a group of American delegates, among them Vice President JD Vance and the second lady. Having already hit back at Trump earlier asserting that Greenlanders “do not wish to be Americans,” the island’s prime minister, Mute Egede,…
Avison Young has unveiled a spring forecast for Canada’s commercial real estate market, which suggests a notable shift in investor interest. Assets that in the past few years were being dismissed in favour of others are beginning to attract renewed attention, while some of the former go-tos are gradually losing interest. These trends will largely depend on shifting economic conditions, global trade dynamics, and broader macroeconomic factors, but they offer insights for investors looking for new approaches. Return of Retail Retail has been seen as a struggling asset class since the pandemic, but investors are now looking again to retail…
Last weekend, the Canada Mortgage and Housing Corporation (CMHC) awarded 27 “top-performing” municipalities across the country with roughly $74 million in bonus funding through the Housing Accelerator Fund (HAF), and Toronto was not one of them.The HAF, an incentive-style fund created by the federal government, is meant to encourage municipalities to take actions and implement initiatives that will result in more housing being built quicker. This includes things like ending restrictive zoning, speeding up permitting, and adding greater density, especially near transit and post-secondary institutions.In order to access the funding, municipalities were required to submit detailed action plans to CMHC…
Forget fancy tech gadgets or ultra-modern interiors—what Canadians really want in their dream homes in 2025 is simple: a great backyard. According to Wahi’s 2025 What Homeseekers Want survey, conducted with Angus Reid, 81 per cent of Canadians say a backyard is “important” or “very important” if they were looking for a new home today. But beyond Canadians’ love affair with outdoor space, the findings reveal deeper shifts in housing preferences, influenced by affordability pressures and changing demographics. The results “don’t just tell us about what kind of homes Canadians prefer, they also speak to underlying demographic trends and, in…
Bright lights, inspiring speakers, innovative tech sessions, and thousands of real estate professionals from around the world: these were all pivotal elements of Keller Williams’ (KW) 2025 Family Reunion. Held in February at the Mandalay Bay Convention Centre in Las Vegas, the annual affair featured 70 vendors and 20 internal KW booths — and is widely celebrated as the global real estate event of the year. This wasn’t the first KW Family Reunion for Ben and Kelvin Wong, the next generation heading Greater Toronto Area (GTA) real estate firm Living Realty, a leading firm founded by their father — Stephen…
Time for your cheat sheet on this week’s top stories. Canadian Real Estate Bank of Canada Squandering Its Ability To Respond To Trade War: Scotiabank One of Canada’s Big Six banks is warning the central bank is blowing its ability to respond to a trade war. Scotiabank economists wrote to investors warning the BoC’s recent rate cuts have undermined its ability to effectively respond to the trade war. The BoC slashed rates as inflation was accelerating, even acknowledging the last cut was not in relation to its mandate. Consequently, providing trade war stimulus now will reduce its ability to stimulate…
Every item in your home tells a story—so why not make it a star-studded one? Celebrity home lines are one of the most playful (and stylish) ways to sprinkle a little personality into your space while channeling the vibe of your favorite A-lister. From the kitchen to the bedroom, there’s practically a celebrity collection for every corner of your home. Here are five of our absolute favorites that bring star power and serious style. Paris Hilton Cookware: For a Glamorous Kitchen Photo: Paris Hilton Home Have you always dreamed of having a gold-toned French Press covered in hearts? What about…
designed by freepik In 2025, the Bank of Canada decided to lower its interest rates. This change affects many Canadians, especially when borrowing money, mortgages, and overall finances. Interest rates are the cost of borrowing money. When the Bank of Canada lowers interest rates, it becomes cheaper for people and businesses to borrow money. This includes mortgages, loans, and credit cards. Lower rates encourage spending and investing, which helps the economy grow. The Bank of Canada’s interest rate cuts in 2025 aim to boost economic growth. Why Did the Bank of Canada Decide to Cut Interest Rates? The decision to…