Author: homegoal.ca

Canada’s banks aren’t worried about mortgage arrears—but should they be? The arrears rate climbed again in August, according to the Canadian Bankers Association (CBA), which represents the country’s largest lenders. Investors have brushed off the rise as a return to normal after record lows. What they may not realize is that the late 1980s also saw a record low—followed by a long, painful climb. This time, it’s rising even faster.   Canadian Mortgage Arrears Rise To Highest Rate In Nearly 5 Years  Canadian mortgage arrears rate for the CBA’s largest member banks.  Source: CBA; Better Dwelling.  Canadian mortgage arrears continue to…

Halloween has arrived, and what better way to get into the spirit and celebrate than exploring historic homes in some of America’s most haunted cities? These properties hold stories in every corner and are sure to draw you in with their timeless charm. We’re shining a spotlight on 8 captivating homes that carry a hint of mystery, perfect for the spooky season. San Francisco, California According to Vivint’s Spookiest Cities List, California ranks at the top of the list for the most haunted states in the U.S. The Golden State is home to some of the country’s most popular paranormal…

Every profession has a constitution; a silent contract about who decides what. In real estate, ours was never debated in parliament or signed into law. It evolved quietly, clause by clause, until code replaced ink.  You can see it in the systems we log into, the rules they embed and the rituals that follow. It governs without ever being named; a living document we inherit but no longer author.  Over the past several years, new technologies, leadership shifts and branding debates have revealed just how far that constitution has drifted from its original intent.   What follows isn’t a history –…

Mississauga’s housing market in September 2025 reflected a decisive shift toward buyer-friendly conditions as inventory reached its highest level in more than fifteen years and prices trended downward across all major housing categories. Sales volumes have begun to stabilize after a period of disruption driven by rate hikes and broader economic uncertainty, but the supply of available homes continues to outpace demand, placing downward pressure on pricing. Source: Cornerstone Association of RealtorsⓇ Pricing Home prices in Mississauga declined on a year-over-year basis in September, with every property type showing reductions. The MLS® Home Price Index composite benchmark price fell to…

Royal LePage, one of Canada’s most recognized real estate companies, has launched a new national brand campaign entitled Agents of a different stripe. The campaign shines a spotlight on the trusted role Royal LePage REALTORS® play in guiding Canadians through one of life’s most important milestones – buying or selling a home. Celebrating life’s big moves The integrated digital campaign is designed to strengthen Royal LePage’s brand presence and help attract new clients. The creative brings to life the real, relatable – and often humorous – reasons Canadians decide to move, while reinforcing the brand’s proven success with bold statements…

For years, broker-owners have told me the same thing: “I know I need to recruit, but I just don’t have the time.” They are right. Between running the business, managing agents, dealing with compliance, and staying visible in their market, recruiting usually slips to the bottom of the list. Then production slows, agents leave and the panic sets in. Most brokerages do not have a recruiting problem. They have a system problem.   The cost of doing it manually   The traditional way of attracting agents worked ten years ago. A few social media posts, referrals and some phone calls.…

Zebra Condominiums is a new mid-rise development located in the heart of Niagara Falls. Developed by Delta Builders, the project combines contemporary design with a focus on community diversity and quality construction. The name “Zebra” reflects the project’s theme of strength, individuality, and inclusivity, values that the developer aims to express through its architecture, amenities, and range of suite options. With occupancy planned for March 2026, Zebra Condominiums offers a modern addition to one of Niagara’s most active and evolving neighbourhoods. Location and Surrounding Area Positioned in a growing section of Niagara Falls, Zebra Condominiums benefits from its proximity to…

Toronto’s real estate downturn deepened last month, and new homes weren’t spared. Data from industry group BILD shows September sales hit a record low for the month, worse than the 1990s real estate crash. Most of the data looked ominous, but there was a curious detail—condo prices climbed, defying the demand collapse. That divergence may be less a sign of recovery and more a red flag. Let’s break down the numbers.  Toronto New Home Prices Diverge: Low Rise Plunges, Condos Rise Source: Altus Group. Greater Toronto’s new home prices are diverging, despite similar supply and demand trends. Single-family homes fell…

Whether you’re moving to Chicago or already calling it home, this guide is for you if you’re looking for a neighborhood that feels more like you. As the largest city in Illinois, Chicago is home to numerous neighborhoods, each with its own distinct energy, aesthetic, and community. With so many great options, finding the best neighborhoods in Chicago can be challenging. You want a neighborhood that truly fits your lifestyle and interests, so you can feel like you belong. To help make your decision a little easier, we’ve gathered 7 of the best neighborhoods in Chicago, highlighting what makes each…

The Ontario government is proposing tax relief for home buyers of most new homes, but industry experts are skeptical about how much this measure would ease affordability pains or stimulate new construction. This week, the provincial government proposed to rebate the full eight per cent provincial portion of the HST for first-time buyers on new homes valued up to $1 million.  The province’s proposal, which will be included in the 2025 Fall Economic Statement, would save first-time home buyers up to $80,000 off the cost of a new home when combined with existing provincial relief. While homes valued up to…