Author: homegoal.ca
It’s a situation every Realtor dreads: a buyer was unable to close their new construction deal. It was signed months, maybe even years ago, and the agent was already partially paid. Those funds are long gone, having been used to run their business and their life. Now, the developer is demanding those funds back in full. It’s a reality more Realtors face in a market experiencing an uptick in failed new construction deals. The numbers are dismal: Urban Nation reports 10 projects were cancelled in 2025’s third quarter alone, bringing the year-to-date cancelled total to 18 projects and 4,040 units. …
Time for your cheat sheet on this week’s top stories. Canadian Real Estate Canadian Mortgages Backed By Inflated Home Values, Zero Equity Canadian lenders are using inflated new home appraisals to increase mortgage leverage. Following the sharp drop in home prices, lenders are turning to blanket appraisals—which recognize the contract price as the asset value. This potentially means that tens of thousands of mortgages may be issued with little to no equity—a problem about to ramp up in coming months. OSFI has acknowledged the issue, but the bank regulator’s official response doesn’t appear to appreciate the scale of the problem.…
As the weather turns colder and the days get darker earlier, it’s the perfect time to start cozying up your home for winter. You’ll want to make sure your home stays warm and inviting, creating a space where you can relax and escape the chilly weather. To help you get inspired, we’ve put together a list of 6 simple ways to keep your home cozy this winter. Fireplace & Scented Candles There’s nothing that brings more warmth and comfort into your home than a fireplace. Keeping a fire going instantly sets a mood, making everything feel so much more homey…
The other day, I read the opinion piece suggesting that the term Realtor has become “baggage.” That somehow, the public perception of the word has been tainted, and maybe we’d all be better off dropping it and starting fresh. Let me be clear: that line of thinking is not progressive, it’s dismissive. The word Realtor isn’t a stain. It’s a standard. It’s a title that represents professionalism, accountability and a shared code of ethics that countless dedicated agents have spent decades defending and improving. Yes, our industry has had its share of bad actors. So has medicine, law and every…
Moving out for the first time can be both exciting and nerve-wracking — it marks the start of a brand new chapter in your life. But with a little preparation and planning, moving into your new space can actually be a lot of fun. After all, you get to decorate, organize, and set things up exactly how you like. To help you stay organized and avoid forgetting the most important items, we compiled a list of six moving-out essentials for your starter kit, whether you’re settling into your first home or just a dorm room. Kitchen Supplies Starting with the…
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This year marks 40 years of the Canadian Real Estate Association (CREA) bringing together Realtors from across Canada with their local Members of Parliament in Ottawa. The annual PAC Days conference, to be held this year from Oct. 26 to 28, allows Realtors to advocate for housing policy recommendations. “Realtors live and work in every part of Canada. They are deeply invested in their communities, and when they come to Parliament Hill to talk about important housing issues, MPs listen,” said David Humphreys, CREA consultant and founding PAC Days organizer. This year, Realtors will be urging the federal government to…
As 2025 draws to a close, Calgary’s housing market is settling into a new rhythm after the recent years of rapid appreciation. The pace has eased, but underlying activity remains healthy, supported by steady demand and a still-resilient economy. Entering the winter season, the market appears more balanced, offering both buyers and investors selective opportunities in well-positioned neighbourhoods and property types, while sellers continue to achieve favourable results when pricing and presentation align. Market Direction As 2025 progresses, Calgary’s housing market is transitioning from the rapid appreciation seen earlier in the year to a more balanced and stable environment, according…
Today’s rental market is far riskier than it was a decade ago, with rental scams on the rise and growing more sophisticated with the spread of generative artificial intelligence (AI). Data from SingleKey shows that around 15 per cent of tenant applications contain falsified documents, a climbing figure as renters struggle with affordability and job insecurity. For Realtors, it’s a business risk that can leave clients and agents facing unpaid rent, legal costs, and property damage that can total tens of thousands of dollars. Why are rental scams on the rise Fraudulent documents from fake credit reports, to…
The Hamilton-Burlington residential market showed signs of renewed movement again in September after a slower start to the year. It was the third straight month of stronger sales activity. Although activity remains below historical norms, the region appears to be shifting toward greater balance, with expanding supply giving buyers more choice and sellers facing stiffer competition. Sales Across the Hamilton-Burlington region, including Hamilton, Burlington, Haldimand County, and Niagara North, overall sales improved modestly from last September, rising by nearly 3%. This continues the positive trend seen through the summer, but activity is still about a quarter below what would typically…