Author: homegoal.ca

When Toronto Realtor Anya Ettinger got her real estate license in June of 2020, she had no background in the industry. Her parents worked in the arts, her friends weren’t yet at the stage of buying or selling, and she admits she didn’t know what to expect. “I didn’t know the pay structure, I didn’t know the day-to-day, I didn’t know anything,” she says. “I wasn’t one of those people who got into real estate thinking it was easy money. I just… didn’t know.” Her first deal came quickly, a Kensington Market investment property owned by her mother, but it…

Architecturally-unique with a charming elegance, century homes hold a special place in the hearts of homeowners and history enthusiasts alike. Their timeless designs, intricate details, and distinguished past make them a popular choice for buyers seeking a property with character.  However, owning a home that’s stood the test of time comes with its own set of challenges. If you’re considering investing in a century home, this guide will walk you through key details to consider and questions to ask before making your decision. What exactly is a ‘century home’? A century home often refers to a property that is at…

Ann Bosley, a respected leader in Canadian real estate and longtime industry trailblazer behind Bosley Real Estate, passed away on Oct. 14.  For more than 40 years, Bosley guided the Toronto-based brokerage with her husband, Tom Bosley, overseeing its growth into one of the city’s most established firms. She was widely recognized for advancing professional standards, championing mentorship, and supporting the next generation of industry leaders. Bosley’s influence reached beyond her company, and even beyond Toronto. She served as president of the Toronto Regional Real Estate Board (TRREB) from 2002 to 2003 and later as president of Canadian Real Estate…

Canadian real estate revived an old risk: mortgage debt is back in the driver’s seat. Statistics Canada (Stat Can) data shows household credit climbed again in August, driven almost entirely by mortgage debt. While borrowing remains historically slow, mortgages are still growing much faster than other forms of credit—now accounting for nearly 8 in 10 dollars, a record high. That concentration is amplifying household and economic vulnerabilities.  Canadian Household Debt Tops $3.13 Trillion, Up Nearly 5%  Canadian household debt showed a slight slowdown, but remains lofty. Total household debt rose 0.48% (+$14.98B) to $3.13 trillion in August, up 4.45% (+$133.06B)…

After two years of steep borrowing costs and growing inventory, Canada’s condo market cooled in 2025. Prices have dipped in nearly every major region, but the extent of those declines depends on where you look. Urban cores largely held their ground, while suburban and vacation-focused markets faced sharper corrections. Zoocasa analyzed condo price trends in Toronto, Vancouver, and Calgary to identify areas with the most significant price corrections and those demonstrating market resilience. Toronto’s Outer Suburbs Take the Hardest Hit Across all Toronto regions, the average condo price decreased by 4% year-over-year, falling from $682,543 to $655,231, a difference of…

I was a third-year real estate agent, and my market, Edmonton, had front-row seats to the fall in oil prices from historic highs to brutal lows in just a few months. Alberta’s economy tumbled, the housing market followed it down, and I was sure my business was in jeopardy. That downturn lasted longer than anyone hoped. From 2015 to 2021, Edmonton was a buyer’s market as prices slid thousands of dollars, inventory stacked up, and apartment-style condos got the shortest end of the stick. The market was rough, and there were 40 per cent fewer transactions for any agent; many…

Time for your cheat sheet on this week’s top stories. Canadian Real Estate Canada Sees Foreign Investment Surge, But They Want Debt—In US Dollars Canada just saw foreign investment return—but not in a good way. The country saw a net inflow of C$25.9 billion in August, the largest in over a year, and it was almost entirely into debt. Not government debt, but corporate debt issued in U.S. dollars. The issue creates two major problems for the Bank of Canada: weaker demand for the loonie, and reduced sensitivity to domestic monetary policy. This means rate cuts are unlikely to stimulate…

Selling your home, but not sure how to get it photo-ready? First impressions matter, and according to NAR, 48% of surveyed buyers said they expect listing photos to look styled, clean, and neat, like the homes shown on TV. When asked which spaces mattered the most, 37% said the living room was most important, followed by 34% for the primary bedroom, and 23% for the kitchen.  These numbers highlight just how important presentation is. With a few simple listing photo prep tips, you can make your home look as polished and inviting as the ones on TV. Here are five…

Thinking of upgrading your home but unsure what features to invest in? Not all renovations deliver the same return, but some home features can actually increase the value of your home when it comes time to sell. From functional upgrades to stylish enhancements, choosing the right features can make a huge difference. We’ve gathered a list of five features worth investing in to help maximize the value of your home.  #1: Energy-Efficient Upgrades In a survey conducted by Zoocasa, 1,000 website users were asked how they would spend $10,000 after purchasing a home. Nearly half (48%) of the respondents said…

Canada saw foreign investment return, but it wasn’t the positive indicator it normally signals. Statistics Canada (StatCan) data shows foreign investors recorded a net inflow of $25.9 billion in August, the most in over a year. Nearly all of it was debt demand, though not the kind policymakers brag about. Investors skipped government bonds, equities, and even loonies, buying corporate debt in US dollars—with just four companies accounting for more than a fifth of new issues.  Canada Sees Foreign Investors Return—For Corporate Debt  The majority of the flow was demand for debt securities. Canadian debt offerings saw foreign investors buy…