Author: homegoal.ca

Canada’s job market oversold and underdelivered. Statistics Canada (StatCan) data contained a special Labour Force Survey (LFS) supplement examining labour market efficiency in September. The data reveals a huge mismatch—1 in 6 Canadians aren’t working in their field of post-secondary training, and a fifth are overqualified for the work they found. The problem is even more amplified amongst recent immigrants, with 1 in 3 overqualified for the role they’re working.  1 In 6 Canadians Can’t Find Work In Their Field Canada’s recent graduates are being forced to settle for any job regardless of their education. The latest data revealed 1…

Ever wondered what city you’d be if American cities were zodiac signs? Just like astrology, every American city has its own unique charm; some are calm and dreamy, while others are fast-paced and lively. Each city captures the unique energy of the zodiac signs, so we’ve matched every sign with a city that fits its personality.  Aries: Los Angeles  Aries signs are known for being courageous, energetic, and ambitious. They are natural leaders who aren’t afraid of challenges and can sometimes be impulsive and competitive. Aries is paired with Los Angeles, as the city perfectly mirrors their bold energy, full…

Re/Max Canada confirms the court has approved its $7.8-million settlement of two class-action lawsuits that challenge real estate commission structures. The company confirmed in a statement to Real Estate Magazine that a decision was issued this week, enabling Re/Max to move forward with addressing allegations in the Sunderland and McFall cases, which claim that existing rules mandating homesellers to pay buyer brokerage commissions inflate costs and limit competition. Re/Max first revealed the settlement agreement in February.  “Re/Max Canada is pleased the court has approved our settlement in the Sunderland and McFall cases, and we thank the court for its thoughtful…

In today’s market, where buyers scroll through dozens of listings in seconds, first impressions don’t just matter – they decide outcomes. Buyers aren’t just purchasing square footage; they’re making emotional decisions about where they see themselves living. This is where staging comes in, not as a decorative flourish, but as a measurable business tool that drives results. Across Canada, Realtors and sellers are confronting buyers who are cautious, selective and increasingly influenced by presentation. Two recent projects in the Edmonton area illustrate how intentional staging can shift the trajectory of a listing, even in slower markets.   A West Edmonton…

Canadian mortgage delinquencies are climbing at the fastest pace in a generation, and that’s only the visible part of the problem. Equifax data shows the rate continued its sharp ascent in Q2 2025, up from record lows barely two years ago. The trend offers only a glimpse of the broader credit stress now rapidly emerging across the mortgage market.  Canadian Mortgage Delinquency Rate Is Climbing Fast Mortgage arrears are rising quickly across Canada’s mountain of debt. The delinquency rate climbed 1 basis point (+4.5%) to 0.23% in Q2 2025, and 2 basis points (+9.5%) from last year. Nearly half the…

As the holiday season approaches, it’s the little details that help set the tone for a warm and welcoming Thanksgiving celebration. Whether you’re hosting a big gathering or want to add festive touches, these budget-friendly Thanksgiving decoration ideas will help you craft a beautiful dining table that wows without breaking the bank. Repurpose What You Already Have You don’t need to buy everything new to create a festive Thanksgiving table. Everyday items around your home can be repurposed in creative ways. Mason jars, pasta jars, and wine bottles make perfect candle holders or vases for a centerpiece. Fruit baskets or…

Deciding whether to sell an investment property is a significant decision that depends on various factors, including market conditions, financial goals, and personal circumstances.  What Are the Market Conditions? The current real estate market conditions affect the price you are likely to receive. A seller’s market, where there is high demand and low inventory, can offer favourable conditions for selling. Conversely, in a buyer’s market, you might struggle to get your desired price. Monitor local real estate trends and consult with real estate professionals for guidance prior to selling your investment property. What Are Your Financial Goals? Does selling your…

In a recent Real Estate Magazine article, I discussed the idea of value proposition. I wrote about how the value proposition of Realtors, brokers, real estate boards and associations, and the sector have evolved. I also highlighted how the value proposition will continue to evolve.  As I’ve reflected on that article and how Realtors and brokers can adapt to the inevitability of a changing value proposition, I’m also struck by an idea that I’ve had a hard time putting into words.  I’ve long thought about the opportunity for Realtors to adopt the perspective of small business owners, because one, that’s…

Location is a critical factor in real estate value, but certain areas consistently deliver stronger returns. One of these are growth nodes, or places where development, infrastructure, and population expansion intersect to create concentrated demand. They often form around transportation corridors, employment centres, and major commercial hubs, setting the stage for steady property appreciation. Master-planned communities also drive growth nodes. Unlike conventional neighbourhoods that grow organically, these developments are guided by a comprehensive design that weaves together housing, retail, schools, parks, and civic spaces. The result is a self-contained environment built for long-term stability and appeal. Master-planned communities also create…

One of Canada’s largest banks just delivered bad news for real estate investors—it’s a bubble already deflating. BMO Capital Markets warns that home prices have been sliding for over three years, more closely resembling the US housing crash in 2007 than Ontario’s last correction. The bank expects a long, drawn-out recovery, cautioning it’s “next to impossible” to recreate the conditions that fueled the boom. Canadian Real Estate Is A Bubble—It’s Been Popping For 3 Years Canada’s housing bubble won’t pop—it already has, according to BMO. “While many are searching for bubbles in the equity market, one continues to undo itself…