Author: homegoal.ca
Time for your cheat sheet on this week’s top stories. Canadian Real Estate Canadian Investor Mortgage Crackdown Set For 2026, Delayed 3 Years Canada’s financial watchdog is finally moving its banks up to global risk standards after three years of delays. OSFI has told lenders to prepare to adopt the Basel III minimum output floor in Q2 2026, which will require banks to classify investor mortgages as 50% riskier than loans on owner-occupied homes. The move aims to reduce reliance on internal risk models, which often downplay reality and create systemic vulnerabilities. It may appear to be a crackdown on…
There’s nothing like the thrill of sliding down a snow-covered hill. With winter approaching, it’s the perfect time to plan a fun outing like snow tubing. Ottawa is a great place to enjoy the season, with plenty of exciting tubing spots just a short drive away. To help plan your winter adventures, we’ve put together a list of snow tubing spots you won’t want to miss out on. Distance from Ottawa: 34 km northeast (30-minute drive) Located just a 30-minute drive from downtown Ottawa, this snow tubing spot is open to guests of all ages (three years and older). The…
Unionville, located just outside Toronto, has a charming, storybook feel, and that’s no coincidence. The very first episode of the iconic Gilmore Girls show was filmed here. Although the story is set in the fictional Connecticut town of Stars Hollow, Canadian fans know there’s a special hometown connection hidden right in Unionville. With its quaint streets, local cafes, photobooths, and small-town charm, Unionville has a unique, cozy energy that is sure to pull you in. More than two decades after its debut, Gilmore Girls remains a cultural touchstone, a unique TV escape that shaped early-2000s television and redefined the feel-good…
Real estate headlines in many major Canadian markets paint a picture of doom and gloom, but what if the actual story is one of reinvention? PwC Canada and the Urban Land Institute’s Emerging Trends in Real Estate 2026 Canadian report, released this week, reveals a market in transition. Based on 200 interviews and surveys of Canadian investors, developers, asset managers and other professionals, the report shows how companies are leaning into new sources of growth in areas like purpose-built rentals, student and senior housing and secondary markets. Family-sized rentals as a beacon of hope The real estate…
Canada’s bank regulator will finally move to curb investor mortgage risk—nearly 3 years behind schedule. The Office of the Superintendent of Financial Institutions (OSFI) will treat investor mortgages as riskier assets in 2026, reducing liquidity for mortgages on non-owner-occupied homes. Originally scheduled for 2023, the rule is part of Canada’s delayed adoption of global risk standards, meant to limit the use of internal models that often downplay threats and hide systemic risks. The change will impact all markets, but hit those dominated by investors the hardest. Basel III: The One Weird Accord Canadian Banks Hate The Basel Accords are a…
Royal LePage® professionals understand that a house is only a home if the people who live there feel safe. That’s why, more than 25 years ago, we unanimously agreed that helping women and children find safety from intimate partner violence should be where we channeled our big hearts and charitable efforts. In addition to granting millions of dollars to shelters and transition houses in communities across Canada, the Royal LePage® Shelter Foundation™ also funds organizations helping to mitigate and prevent intimate partner violence, as well as those addressing emerging needs in the Violence Against Women sector. This series shares how…
Real Estate Council of Alberta (RECA) has named Cynthia Moore as its new board chair, replacing Elan MacDonald. RECA announced on Friday that Moore’s three-year term will begin Dec. 1. MacDonald’s term is set to expire at the end of this month. Moore is the former president of the United Conservative Party of Alberta, where her leadership contributed to a successful re-election in 2023 for Premier Danielle Smith. Her career spans management consulting, major non-profit development, and executive leadership across Alberta’s public, non-profit, and arts sectors, including as chair of the Alberta Foundation for the Arts. “I look forward to…
Pinterest has released its Fall 2025 Trend Report, highlighting the season’s most popular styles and aesthetics across fashion, dream destinations, and beauty among Canadians. We’ve taken inspiration from these trends and translated them into home design ideas. From vintage-inspired furniture to bold statement tiles, here are six Pinterest fall trends to refresh your space this fall. Analogue Clocks With vintage analogue watches making a comeback in fashion, their timeless charm also translates beautifully into home design. Bring this trending accessory into your home with wall clocks, mantel clocks, and even grandfather clocks. From sleek silver to warm brown tones, these…
The Ontario government is preparing to “assume control” of the Real Estate Council of Ontario (RECO) after reviewing a scathing report into the industry watchdog’s handling of the iPro Realty Ltd. fraud scandal. On Thursday, Public and Business Service Delivery and Procurement Minister Stephen Crawford publicly released a letter he wrote to RECO chair Katie Steinfeld in which he states his intention to appoint an administrator to take control and responsibility of RECO to “prevent serious harm” to the public and restore confidence in the organization. Today I issued a formal letter to the chair of the board of the…
The federal government just released the next budget.The Bank of Canada is warning us to expect a lower quality of life.And once again, we’re being told immigration will bring 380,000 new permanent residents to Canada per year over at least the next three to four years. Is that good news for real estate? Maybe. Here’s what I know for sure: if you’re waiting for perfect clarity before you take action, you’re already behind. And that’s the real underlying issue right now — not the headlines, not the politics, not the rates — but the inaction that’s keeping agents stuck. …