Author: homegoal.ca
Homeownership may feel out of reach right now, but it doesn’t have to stay that way. In today’s high-priced housing markets, especially in major Canadian cities, saving for a down payment can feel impossible. That’s where rent-to-own comes in—a flexible path for renters who want to secure a home while building toward buying it. Here is a guide that breaks down how rent-to-own works, what to expect, and how to decide if it’s right for you. What is Rent-to-Own? Rent-to-own is a home financing model that allows you to live in a property as a tenant while working toward eventually…
“Don’t worry, you just need one extra deal and you’ll pay for this for the whole year!” I could probably retire if I had a dime for every time I heard that pitch for a real estate product. It’s everywhere. Realtors are one of the most targeted groups in business. Easy to find, easy to contact, and their income is public enough to attract everyone with a sales script and a tool to sell. But the default pitch never changes: “Just one extra deal pays for it.” It sounds simple. But here’s the truth: You’re selling risk, not ROI…
Two years after signalling that it was going to make a change, the City of Victoria has unveiled a suite of changes to its parking regulations that would “shift away from the car-centric regulatory model to one that better aligns with City policy, responds to different mobility demands across specific geographic areas and addresses a more diverse range of mobility needs through a range of options.””The current regulatory approach for off-street parking is largely focused on the provision of motor vehicle parking, setting minimum supply rates that are based on estimated off-street parking demand,” said the City in a staff…
Canadian inflation is cooling but remains hot enough to stop further rate cuts. Statistics Canada (Stat Can) data shows the headline consumer price index (CPI) stalled in May. That would typically be good news—if not for rising risks that inflation could accelerate again. In response, RBC believes the central bank’s easing cycle is over, and further easing would have to be justified by a weaker economy and clearer signs of deceleration. Canadian Headline Inflation Was Flat, But Half of Items Are Above Target Canadian headline CPI stalled last month and remained suppressed due to energy policy changes. CPI annual growth…
There’s something undeniably magical about big cities, but Vancouver stands in a league of its own. With snow-capped mountains on the horizon, sparkling waterfronts, and vibrant neighborhoods steeped in multicultural flair, it’s the kind of place that naturally sets the stage for romance. Whether you’re celebrating a milestone or simply indulging in a cozy evening, Vancouver’s romantic restaurants provide the perfect ambiance. From intimate courtyards to stunning waterfront views, each venue reflects the city’s diverse neighborhoods. For visitors or those considering a move, exploring the local dining scene is a great way to immerse yourself in the unique character of…
A lot has changed since January, when the Calgary Real Estate Board was forecasting 2025 sales for the region would be 20% higher than the long-term trend. In its spring report released on Monday, CREB lowered its projections for the remainder of the year, accounting for the elevated economic uncertainty brought on by rising tariffs. At the start of the year, CREB forecasted sales of 26,000 units this year. In the new report, 2025 sales are forecast to be closer to 23,000. “Sales in Calgary were forecasted to ease slightly in 2025. However, the heightened uncertainty throughout the…
In real estate, we often talk about putting down roots. It’s a familiar phrase, but lately, it’s taken on a more meaningful shape for us at Sutton.This spring and summer, Sutton real estate professionals across Canada have begun gifting 1,800 Canadian red maple trees to people in their communities, from the Pacific Northwest to the Maritimes. Whether planted outside a new home or in a public space, each tree is a quiet, living symbol of growth, connection, and our vision of making our communities better — values that we believe define Sutton, and being Canadian.Trust, Just Like a Tree, Takes…
The Institute for Senior Real Estate Inc., founded by real estate veteran Barry Lebow in 2009, has announced the official launch of a new industry designation: Seniors Real Estate Advisor (SREA). This new recognition sets itself apart by being a designation of distinction rather than an educational program. Awarded only to Realtors in good standing with demonstrated experience serving Canada’s senior demographic, eligibility for SREA requires completion of either the former Accredited Senior Agent (ASA) or Seniors Real Estate Specialist (SRES) programs, and a minimum of five years in the industry. Alternatively, Realtors can qualify by documenting five successful transactions…
From skyline to spotlight: The best of the Greater Toronto Area’s (GTA) commercial real estate industry united in celebration on June 19 at the ever-glamorous Ritz-Carlton Toronto. The NAIOP Greater Toronto Chapter’s 23rd Annual Real Estate Excellence (REX) Awards – always a hot-ticket event – was the cause for the powerhouse-filled gala celebration. Presented in partnership with the Mantella Corporation – one of the largest privately held, family-owned real estate and land development companies in Canada (and known for throwing amazing parties) – the REX Awards highlights outstanding achievements in commercial real estate. It celebrates visionary developments that shape the…
Canada’s temporary population boom may be over, but its long-term resident outflow is just beginning. Statistics Canada (Stat Can) data shows emigration—the act of citizens or permanent residents permanently leaving—jumped higher in Q1 2025. Canadians left in the second-highest Q1 volume on record—a trend that’s only gained momentum since the pandemic. Canadian Emigration: It’s Like Capital Flight But With Talent Emigration is when a Canadian or permanent resident leaves the country permanently. Outflows happen, but persistent and rising outflows indicate growing discontent with local conditions—whether it’s economic, political, housing, or brain drain. Ultimately, it signals a country failing to offer…