Author: homegoal.ca

If your mortgage is up for renewal this year, you’re probably bracing for rates far above what you locked in during the pandemic era. Let’s clear up the facts and make sure you’re making smart decisions—with numbers that reflect today’s economic reality. The Economic Backdrop: We’re Treading Water Headline inflation in Canada is currently 1.9% year-over-year. But core inflation—the kind the Bank of Canada actually uses to guide rate decisions—is still sitting around 3%. Immigration remains strong, but with productivity stagnating, tariffs ramping up south of the border, unemployment hovering just above 6%, and business investment still lagging, it all…

Don’t miss out—join us online for REM’s monthly market breakdown on Aug. 26 at 2 PM ET. REM, columnist Daniel Foch will analyze CREA’s latest stats, regional variations and what shifting sentiment means for Realtors—register here.   A shift is taking hold in Canada’s housing market, subtle enough to be missed in the noise yet powerful in its implications. Signals from July suggest a recalibration in the balance between buyer resolve and seller ambition.National home sales climbed 3.8 per cent from June, marking the fourth straight monthly increase. Since March, transactions have risen 11.2 per cent, with the Greater Toronto…

Statistics Canada has released the latest New Condominium Apartment Price Index (NCAPI) figures for Q2 2025, which show continued divergence across Canada’s major urban condo markets. While Alberta’s largest cities recorded some of the strongest gains, several previously overheated markets appear to be stabilizing or pulling back. The NCAPI tracks quarterly changes in the prices of newly constructed condominium apartments sold by developers in nine major census metropolitan areas (CMAs). The index excludes resales and focuses on new units sold by developers. Unlike broader housing price measures, the NCAPI is designed to capture pure price movements in newly built condo…

Anyone keeping up with Ontario real estate knows listings have ballooned in recent months as sales have slowed to historic lows, but recent analysis from RBC reveals just how saturated markets have become. According to the bank’s housing market forecast update, authored by Assistant Chief Economist Robert Hogue, listings in the province haven’t been this high in 15 years.As of the end of June, active listings on MLS totalled 66,820. The last time Ontario’s real estate listings exceeded that amount was in June of 2010, when 67,859 active listings were recorded. But in June of 2010, Ontario was seeing a…

Living in Seattle comes with its perks, and one of its most underrated benefits is its access to nature. Thanks to its location in the heart of the Pacific Northwest, Seattle weekend trips offer something for every style of traveller. These getaways are part of what makes living here so special: the ability to enjoy the energy of the city, then reset in nature whenever the mood strikes. Here are five of the best weekend getaways from Seattle that deliver adventure and a serious change of pace. Leavenworth: A Bavarian Getaway in the Cascades Photo: Karen Ducey / The Seattle…

Canada’s housing market is transforming fast—and so are the financial tools fueling new construction. One such program for multi-unit residential developers is CMHC’s MLI Select, a solution that rewards socially responsible builds with access to high-leverage financing, extended amortization periods and low-cost capital. But as of late 2024, CMHC has tightened enforcement of one critical requirement for many projects under this program: the surety bond. Surety bonds might seem like a behind-the-scenes technicality, but they have very real implications for the pace and certainty of new housing supply.  Without them, MLI Select funding can be delayed or withdrawn, stalling projects…

June 2025 saw strong sales, surging prices, and intensifying inventory pressure across Saskatchewan. Sales Saskatchewan’s residential real estate market continued its streak of strong performance in June 2025, with sales volumes and prices hitting new milestones. According to the Saskatchewan Realtors Association, the province recorded an increase of 5.9% compared to the same month last year. This marks the third-highest June on record and pushes activity nearly 15% above the province’s ten-year average for the month. June’s sales capped off a strong first half of the year, with 2025 so far tracking in line with 2024, which was one of…

iPro Realty Ltd., a Mississauga-based brokerage that operates across 17 branches in southern Ontario and employs around 2,400 agents, is being shut down by the Real Estate Council of Ontario (RECO). In a press release shared by RECO on Thursday, the regulator tasked with protecting consumers and enforcing the Trust in Real Estate Services Act, 2002 (TRESA) stated that iPro and its branches would all be shuttered no later than August 19, 2025 — in just five days. The reason? “At the time of a scheduled inspection, a significant shortfall was identified in iPro’s accounts,” reads the release. “This is…

Canada’s largest bank is the latest to forecast falling real estate prices next year. Despite sales improving, RBC is forecasting further price declines next year—with the impact amplified in Toronto and Vancouver. The bank warned rising sales won’t be enough to counter rising supply, a lack of affordability and immigration transforming from a tailwind to headwind.  Canadian Real Estate Prices To Fall In 2026 Source: RPS; RBC.  Canadian real estate prices are expected to flatline over the next two years. RBC projects the price of a typical home will rise 0.7% in 2025 before slipping 0.7% in 2026—a small drop…

Think everything in Toronto sells in a bidding war? Think again. While headlines often focus on homes going way over asking, there are still deals to be found. We’ve compiled 8 Toronto homes that sold below asking—where buyers scored big by paying significantly less than the original list price. Curious what sold and how much was knocked off? These homes are worth taking a closer look at. Listed by: royal lepage real estate services phinney real estate Listed by: royal lepage real estate services phinney real estate Listed by: royal lepage real estate services phinney real estate Property Details Townhouse…