Author: homegoal.ca

Zebra Condominiums is a new mid-rise development located in the heart of Niagara Falls. Developed by Delta Builders, the project combines contemporary design with a focus on community diversity and quality construction. The name “Zebra” reflects the project’s theme of strength, individuality, and inclusivity, values that the developer aims to express through its architecture, amenities, and range of suite options. With occupancy planned for March 2026, Zebra Condominiums offers a modern addition to one of Niagara’s most active and evolving neighbourhoods. Location and Surrounding Area Positioned in a growing section of Niagara Falls, Zebra Condominiums benefits from its proximity to…

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Toronto’s real estate downturn deepened last month, and new homes weren’t spared. Data from industry group BILD shows September sales hit a record low for the month, worse than the 1990s real estate crash. Most of the data looked ominous, but there was a curious detail—condo prices climbed, defying the demand collapse. That divergence may be less a sign of recovery and more a red flag. Let’s break down the numbers.  Toronto New Home Prices Diverge: Low Rise Plunges, Condos Rise Source: Altus Group. Greater Toronto’s new home prices are diverging, despite similar supply and demand trends. Single-family homes fell…

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Whether you’re moving to Chicago or already calling it home, this guide is for you if you’re looking for a neighborhood that feels more like you. As the largest city in Illinois, Chicago is home to numerous neighborhoods, each with its own distinct energy, aesthetic, and community. With so many great options, finding the best neighborhoods in Chicago can be challenging. You want a neighborhood that truly fits your lifestyle and interests, so you can feel like you belong. To help make your decision a little easier, we’ve gathered 7 of the best neighborhoods in Chicago, highlighting what makes each…

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The Ontario government is proposing tax relief for home buyers of most new homes, but industry experts are skeptical about how much this measure would ease affordability pains or stimulate new construction. This week, the provincial government proposed to rebate the full eight per cent provincial portion of the HST for first-time buyers on new homes valued up to $1 million.  The province’s proposal, which will be included in the 2025 Fall Economic Statement, would save first-time home buyers up to $80,000 off the cost of a new home when combined with existing provincial relief. While homes valued up to…

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Calgary’s residential real estate market showed signs of pivoting towards balance in the fall. September 2025 data reflected slower sales activity, rising listings, and growing inventory, creating new downward pressure on prices across several property types. The shift follows two years of sustained demand and limited availability, suggesting the market is adjusting to more moderate conditions. Inventory and Supply Compared to September 2024, total residential sales fell by 14%, while new listings edged up 2.6%. The increase in new listings continued a trend seen through much of 2025, gradually restoring supply after several years of undersupply. Inventory levels were 36.5%…

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Canadian real estate went from boom to bust—but the biggest risk lies ahead. Ontario is the latest province to offer rebates for first-time buyers of new homes, building on recent federal incentives. Framed as affordability, these programs resemble US housing bubble schemes—designed to shift risk from investors to families, who absorb losses rather than default. In Canada, first-time buyers now appear to be the exit strategy for investors and lenders increasingly propped up by inflated appraisals.  Ontario Joins Ottawa’s HST Scheme For First-Time New Home Buyers Ontario just announced a new HST rebate for first-time buyers of new or “substantially…

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Homebuyers in the Bay Area know that San Francisco and affordability don’t exactly go hand in hand. But one thing homebuyers can count on is long-term value. In the best San Francisco suburbs, homeowners can find the trifecta of consistent price appreciation, lower home prices, and high levels of safety.   Zoocasa analyzed key metrics in 37 San Francisco suburbs and ranked each one, taking into account affordability, 10-year price appreciation, safety, and convenience.  The final score was calculated using five key metrics: median single-family home price, 10-year home price growth, median household income, walk score, and property crime rates. Each…

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The following is based on a conversation recorded on The Leads Are Sh*t podcast. Click here to watch the full interview. When the real estate world crashed in 2007, Ray Ellen was just getting started. Six months in, listings dried up overnight. He remembers driving past empty fields that already had streets and curbs poured, ghost subdivisions that never made it past the blueprint. Sellers were showing up to closings in tears. Buyers were grinning ear to ear. Title companies started splitting closings so no one had to sit across from each other. Most agents working today have never lived…

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The Bank of Canada (BoC) cut its overnight rate by 25 basis points to 2.25% this morning, citing weak investment and falling demand. It also reminded Canadians that monetary policy is meant to keep inflation low and stable—then promptly put that on the sideburner. The BoC warned that monetary policy won’t fix the current headwinds, but expects economic erosion to control inflation. Apparently, the inflation mandate has been outsourced to economic devastation, and a resilient economy means life is about to get much more expensive. Bank of Canada Says Lower Rates Won’t Address Current Economic Issues, Cuts Anyway  The central…

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Today, the Bank of Canada lowered its overnight lending rate for the fourth time this year, bringing the rate down by 25 basis points to 2.25%. Hotter-than-expected inflation data and trade uncertainties contributed to the Bank’s decision.  Since January, the overnight lending rate has dropped by a total of 100 basis points. However, some economists suggest we are nearing the end of the Bank’s rate-cutting cycle. How will that impact the housing market going forward?  The Bank of Canada will likely hold the overnight lending rate around 2.25% for much of 2026, according to forecasts from some of Canada’s largest…

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